Take the Financial Weight Loss Challenge

Piggy bank with workout headbandMost people spend more time planning their next vacation than planning their finances. I’m passionate about travel, but I’m equally as passionate about taking control of your finances.

This was instilled into me long before I started working in the financial services industry. I remember my Dad saving his quarters, dimes and nickels in piles of jars on his dresser to pay for our family vacation each year.

Since then, I’ve lived by a few simple money mantras: live within your means, pay yourself first, buy insurance to take care of your loved ones. But just like everybody else, I know there are other things I should be doing to improve my financial health.

That’s why I was so excited when we came up with the idea at work to promote the launch of our new social media channels and Financial Literacy Month with a Financial Weight Loss Challenge.

The idea is simple. Think about the one thing you know you should do about your finances that you’ve been putting off and take action in the month of November. We recently met with our financial advisor to increase our savings for the kids’ education and our retirement, but there’s two other things on my list: finishing a spreadsheet of all our policies and switching cell phone providers (anyone with any tips on this one, let me know!)

Money can’t buy happiness, but it can buy you peace of mind.

This week’s #HappyAct is to take the #FinancialWeightLoss challenge. Take action this month to take control of your finances and lose the weight of whatever financial decision is weighing you down. Challenge your friends and family members by sharing the Financial Weight Loss challenge post on the Empire Life Facebook page (and like us while you’re there). We’re also running a contest where you can win either a $100 VISA gift card or iPad mini. Be sure to share what one action you are going to take.

8 things NOT to do if you want to be happy

Our great Pyrenees Bella  likes to gnaw on the drywall in our sunroom in the middle of the night
Our great Pyrenees Bella likes to gnaw on the drywall in our sunroom in the middle of the night

It’s been almost a year since I started this blog. I hope you’ve enjoyed reading my posts on Sundays, thinking more about what makes you happy and doing each week’s Happy Act.

After almost a year of happy acts, and being more aware of what makes me happy, I’ve also learned what doesn’t make me happy. Here is “the list”.

Eight things NOT to do if you want to be happy

  1. Offer to drive four 8-year olds to summer camp for an entire week
  2. Get a Great Pyrenees as a pet
  3. Go bathing suit shopping unless you’re a size 6 or less
  4. Leave your interior car light on at the Watertown airport while rushing to catch an early morning flight and coming home to a dead battery at 11 p.m. at night
  5. Hang out with negative people
  6. Pick white berries for your holiday wreath (I learned the hard way poison ivy has white berries)
  7. Wear nylons
  8. Challenge your kids to a farting or burping contest

This week’s #HappyAct is really easy—don’t do any of these things! Have a happy week!

Make fear your friend

Halloween costumes of QR codes
We go big for Halloween at our work–the year we dressed up as QR codes

It’s Halloween, time of ghosts and goblins, spooks and spirits. A time when our imaginations run wild and fear permeates the soul.

Halloween is such a fun holiday. From picking the perfect pumpkin, to dressing up in costumes and trick or treating and all that delicious candy, what’s not to love?

If Halloween is so much fun, why do we make fear our friend for only one week of the year?

I read a blog post the other day by TV anchor Betty Liu about fear. In the post, she talked about Felix Baumgartner,  that crazy guy sponsored by RedBull who broke the sound barrier doing a freefall jump from 39,000 feet from an airplane. Felix was torn between two types of fears: the fear of the actual act of jumping out of the airplane, and the fear of not seeing his dream through and not making the jump. At one point, he was apparently so scared about the mission he literally fled the project for several months.

Liu experienced something similar when she had to make a big career decision. In the end, she asked herself a very important question. If I was in the same spot as I was now, would I be happy?

This week’s #HappyAct is to make fear your friend. The next time you are at a crossroads or have a big decision to make, think of the consequences of not taking action. Will staying where you are make you happy?

Have fun trick or treating this week. This week’s tip: Make fear your friend at Fort Fright, on every night this week in Kingston—guaranteed a frightfully good time!

Girl in Halloween costume and helmet
Clare “crossdressing” this year in her costume and hockey helmet

 

Chow down on a big greasy breakfast

bacon and eggsThere are times when all you really need in life is a big ol’ plate of greasy food.

Last week, while waiting for my connecting flight in the Philadelphia airport, I dug into a heaping plate of eggs, bacon, home fries and rye toast. When you’re up at 4:30 in the morning, a big greasy breakfast really hits the spot.

A big breakfast is more than just a meal. It’s a cultural experience and has always been a big part of my life (I know that sounds funny so let me explain).

As a kid, I had a Sunday Sun paper route. After delivering all my papers, I’d crawl back into bed and would wake up to the smell of bacon frying through the house—a wonderful memory of my Mom. After my Mom passed away, my Dad, my brothers and I would go every Sunday to the Orchard Family Restaurant at Dundas and Highway 10 in Mississauga—still one of the best breakfasts around. In university days, Sunday greasy breakfasts became the culmination of a weekend of partying at my friends’ townhouse in Waterloo. Life is more sedate these days, and now my favourite big greasy breakfast (other than when I’m on the road) is camping trips with Dave and the girls.

This week’s #HappyAct is to chow down on a big greasy breakfast. Don’t count the calories; count the memories. What’s your favourite greasy spoon? Start a list by leaving a comment. If anyone knows of a good one in the Kingston area, let me know.

Write an old fashioned thank you note

Donna Swinton
My thank you note to Donna Swinton

This is Thanksgiving weekend, a time when most of us will spend time with family, eat way too much turkey and give thanks.

My mother-in-law still writes old fashioned thank you notes. I wanted to send Donna a special thank you note this Thanksgiving, so I bought a pretty card and sent it to her. I thought I would share it with you too. This is what the card said:

Thank you for not making me name my daughters Gladys

Thank you for the gift of music, our beautiful old piano

Thank you for putting up with John for the last 59 years

Thank you for welcoming me into your family and always treating me like a daughter

Thank you for fixing the zipper on my favourite dress

Thank you for proving that you can have a successful career and be a good mother at the same time

Thank you for somehow being at the same time both the best and worst Cheat card player I’ve ever seen

Thank you for teaching your son how to cook

Thank you for making sandies at Christmas time

Thank you for your youthful giggle and smile that was probably one of the many reasons John fell in love with you all those years ago and still loves you so dearly today

Thank you for your unconditional love and support

Thank you for being the strength and soul of the Swinton clan

This week’s #HappyAct is to write an old fashioned thank you note. Send it to someone who holds a special place in your heart or share it at the table this weekend when you’re giving thanks. Happy Thanksgiving everyone.

 

Stand on your desk

St. George's Cathedral
St. George’s cathedral in Kingston in full autumn glory

I was watching a biography on the great Robin Williams. They showed that memorable scene from Dead Poets Society where he stands on his desk and asks his students why, and he replies, “I stand upon my desk to remind myself that we must constantly look at things in a different way.”

It’s easy to not see what is before our eyes. Case in point. I was driving home the other night and for the first time, saw a bright red roof of a barn shimmering in the late day sun. I had never seen that roof before even though I drive the same route twice a day, five days a week, fifty weeks of the year.

Sometimes we need to make a conscious effort to see things from a new perspective. The risk if we don’t stand on our desks from time to time is feeling uninspired, unfulfilled, bored and unhappy.

This week’s #HappyAct is to stand on your desk and challenge yourself to look at things with a fresh eye. If you’re not into standing on your desk, try this. Every day this week, on your daily walk or commute, pause and look at your surroundings with fresh eye. What did you discover? Leave a comment. Here’s what I found one day on a quick walk around the block from my office.

Limestone carriageway
A limestone carriageway, from the days of horse and carriages.
Doorway
One of the many beautiful doorways of Kingston
Frontenac Club Inn
The Frontenac Club Inn on King and William Streets. Note the plaque on the wall–this is the first time I’ve ever stopped to read it, even though I’ve passed it a million times. It is dedicated to the men of the Frontenac Club who fought in the second world war. I learned the Frontenac Club was made up of leading Kingstonians, garrison officers, faculty and officers of Queen’s University and Royal Military College and was closed in the 1930s when the depression hit.

Do your own a-maze-ing race

Corn stalksDazed and crazed in a maze. That’s how I spent yesterday, deciphering the corm maze at Wynn Farms and picking apples with the girls.

There’s something about getting lost in a maze that takes you back to your childhood. I remember my parents taking me to Centre Island in Toronto. Besides the petting zoo and the ferry ride , our favourite part was the maze. I think it was my parents’ favourite too since they could sit and enjoy a moment of peace and quiet while we raced through the paths, squealing every time we came to a dead end.

Here were just a few of the a-maze-ing facts we learned about farming in yesterdays’s maze.

  • The average farm feeds 120 families
  • One acre of soybeans can make 82,368 crayons (who knew?)
  • In a typical 10,000 item grocery store, a quarter, or 2,500 products contain corn!

This week’s #HappyAct is to do your own a-maze-ing race in a corn maze. Gaze at the fields ablaze with reds and golds and corn silk shining against the bright blue sky. Don’t get fazed. It’s the newest craze. Special note for those of you who love to Gaze at the Stars. This Thursday, October 2nd, Terence Dickinson the reknowned astronomer is putting on a free presentation open to the community at Prince Charles Public School in Verona from 7-9 p.m. Hope you can make it!

girls at a corn maze

Girl in a corn maze

Cheer from the stands

roller derbyThere are times when standing on the sidelines is just as much fun as playing the game. Last night for Clare’s birthday, we took her and four of her friends to the Kingston Derby Girls end of season match. I’ve never been to the roller derby before. It was a riot.

They billed it as The Best. The Most. The GREATEST night of roller derby in Kingston–the fifth anniversary of Back to Cruel, when it all began.

It took us a bit to pick up the game and figure out the Jammers were the girls with the stars on their helmet and they got a point every time they passed members of the other team. It was a double header, the Kingston Disloyalists versus the London Timber Rollers followed by a hometown match of the Rogue Warriors versus The Skateful Dead. Our favourite skaters were Manic Breeze, Sewciopath and Banger Management.

I don’t know what was more fun, watching the crowd (which by the way included everyone from two-year olds with their parents, to a bunch of Queen’s students making beer statues on the sidelines to people in their sixties and seventies), or following the action on the rink, but it was rockin’.

This week’s Happy Act is to cheer from the stands. Get lost in the game, cheer loudly for your favourite team and have fun. Here are some more pictures of last night’s action. Become a fan—like the Kingston Derby Girls on Facebook.

roller derby

 

Kids watching roller derby
The little kids and one big kid taking in the action

Spend time with someone older and wiser

Our family and Audrey
Celebrating with Audrey

Yesterday we celebrated the 85th birthday of someone who holds a special place in many hearts, Audrey Tarasick.

I first met Audrey in 1979 when her daughter Leslie and I became inseparable as teenagers. Audrey lived on a farm north of Kingston where she had moved on her own to set up an alternative school. Fiercely independent, with a zest for adventure and life, yet soft-spoken, patient and loving, Audrey quickly became a unique role model in my life.

She was one of the only women I knew who was an expert woodworker and who converted the entire front section of her house into a workshop to make dollhouses. She was the first to say, “go for it” on hot summer days when she would take us to Eagle Lake for a swim even though we didn’t have our bathing suits.

She has taught us the precise time to sugar off, when the syrup drips deliciously from the ladle to form a silver dollar at maple syrup time. She has steadfastly refused over the years to “babysit” her grandchildren, opting to spend time with them instead, and as a result has close relationships with the 15 grandchildren who love her dearly today. She has taught me about parenting, and has been there for Dave and me during some of the most difficult times in our life.

I have learned so much from this incredible woman. But the thing I appreciate most about Audrey is her different viewpoint on life. Whether it’s global warming, parenting, politics or rural living, Audrey always has a unique and insightful perspective. There’s been many a time in the family kitchen during a heated discussion, I find myself wondering, “I wonder what Audrey is going to say.”

This week’s #HappyAct is to spend time with someone older and wiser than you. Listen to what pearls of wisdom they may share. Here was my favourite from yesterday. Audrey was shooting hoops in the basketball competition, and I teased her that she was grunting like the tennis pros. She said to me, “As you get older, everything is easier if you grunt”. Happy birthday, Audrey. Thanks for being such a wonderful friend and role model.

Audrey shooting a bow and arrow
Audrey trying her hand in the archery competition

 

Women having tea in a team room
Special girls outing to Spindletree gardens earlier this summer, three generations of two families celebrating together

Ride a rollercoaster

Father and daughter riding rollercoaster
Dave and Clare riding the Wildcat at Hershey Park. We got sucked into buying the picture because we loved the expression on their faces

There’s only two weeks left of this infernal imposter summer. Make the most of it by doing something that gets your adrenaline pumping. Ride a rollercoaster.

I had forgotten what a rush it is to hurl down a clickety clack track at 50 mph but the fear and exhilaration came racing back to me recently when we attacked the 12 rollercoasters at Hershey Park, Pennsylvania. I only rode about four of them before my stomach gave out, but thrillseekers Dave and Clare squeezed in as many as possible before the park closed.

Boredom and routine can cast a shadow over the joys of everyday life. It’s a rare day when we do something so exhilarating it gets our adrenaline pumping and we lose all inhibition. That’s what’s so great about rollercoasters. You don’t worry about what your hair looks like, or about that deadline at work. All you can think about is what’s around the next bend. I don’t think at all. I literally scream the entire way around the track at the top of my lungs. I can’t think of a greater stress buster in the world.

This week’s #HappyAct is to ride a rollercoaster. Let every inhibition hurl out of you and feel the thrill of the rush. The Canadian National Exhibition is on in Toronto. Relive your youth, spend the day at the Ex, and scream til your lungs hurt. Leave a comment—what’s your favourite rollercoaster?